Terms of Service
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Terms of Service
Thank you for being part of the Life Over Coffee community. These terms of service (TOS) cover your use of our site and materials. Please read these terms carefully before you use the site. By using our site, you indicate that you accept these terms of use and agree to abide by them. If you disagree, please refrain from using our site. To learn about our Privacy Policy, please go here.
Life Over Coffee is a 501(c)3 organization in Greenville, South Carolina. Life Over Coffee (LOC) provides all services for lawful purposes only. Transmission, storage, or presentation of any information, data, or material violating any United States federal, state, or city law is prohibited. The usage includes, but is not limited to, copyrighted material, material we judge as threatening or obscene, or material protected by trade secrets and other statutes.
The subscriber agrees to indemnify and hold harmless LOC from any claims resulting from the use of service that damages the subscriber or any other party. Prohibited are sites that promote any illegal activity or present content that may be damaging to LOC servers or any other server on the Internet. Links to such materials are also prohibited.
In compliance with IRS 501(c)(3) policies, please know that all political opinions and legislative-type statements made on this site are the opinions of the writers of this site and not necessarily the views of our company, Life Over Coffee. Examples of unacceptable content or links:
- Pirated software
- Hacker programs or archives
- Offensive, defamatory, or slanderous comments
- Warez sites
Notice – If we find your account containing illegal activity, illegal MP3 files, pirated software, hacker programs, Warez programs, or any other illegal files, we will terminate your account immediately, without notice. Additionally, LOC will notify the proper authorities of your actions.
Violations
Refer all violations of these Acceptable Use Policies to Life Over Coffee. We investigate all complaints promptly. Failure to follow any term or condition will be grounds for immediate account deactivation.
Money-Back Guarantee and Refund Policy
We do not offer refunds for canceled subscriptions. However, once LOC has been informed of your intent to cancel your subscription, you will not be charged again.
Limitation of Liability
LOC shall not be responsible for any claimed damages, including incidental and consequential damages, that may arise from LOC servers going offline or being unavailable for any reason whatsoever. Furthermore, LOC shall not be responsible for any claimed damages, including incidental or consequential damages, resulting from the corruption or deletion of any website from one of LOC’s servers. All damages shall be limited to the immediate termination of service.
Disclaimer
LOC cannot be held liable for system downtime, crashes, or data loss. We cannot be held accountable for any predicated estimate of profits a client would have gained if their site had been functioning. LOC resells certain services provided. Thus, specific equipment, routing, software, and programming used by LOC are not directly owned or written by LOC. Moreover, LOC is not responsible for using our clients’ accounts.
Failure to comply with any terms or conditions will automatically deactivate the account in question. We reserve the right to remove any account, without advance notice for any reason without restitution, as LOC sees fit. However, we will advise you by e-mail or phone before taking any action to provide you with an opportunity to correct the problem.
Account Activation
By activating your account with LOC, you agree to the above policies and disclaimer, including our Privacy Policy. Upon requesting activation of an account, you must accept these policies, guidelines, and disclaimers.
Forum Participation
Our forums are organized and sponsored by Life Over Coffee, Inc. Life Over Coffee, Inc. may provide forum posts and responses on this website or mobile app. Life Over Coffee, Inc. has not verified or certified the accuracy or completeness of this information and will not be liable for any errors or omissions.
You also agree to hold Life Over Coffee, Inc. and its agents harmless from any liability or injury arising from or related to your participation in our forums. You or your organization may activate a forum account to post content. The information in these postings is provided by the member or non-member who created the post. Life Over Coffee, Inc. has not verified or certified the accuracy or completeness of this information and will not be liable for any errors or omissions.
You also agree to hold Life Over Coffee, Inc. and its agents harmless from any liability or injury arising from your use of this information. You or your organization may activate a member account to provide online discussion forums where members can exchange information on different topics. The information in these postings is provided by the member who created the post.
Life Over Coffee. Inc. has not verified or certified the accuracy or completeness of this information and will not be liable for any errors or omissions. You also agree to hold Life Over Coffee. Inc. and its agents are harmless from any liability or injury arising from your use of this information.
Site Content
All the content on this website currently, including the information on the forums, belongs to Life Over Coffee, Inc. We will keep the content on the site or remove it at our sole discretion.
Information Automatically Logged
We use your IP address to help diagnose server problems and administer our website. We use this information for no other reason.
Third Parties
Information collected on this site is strictly for our use. Unless permitted, no other outside persons may view your personal information, such as billing information, unless permitted, as articulated in our Privacy Policy.
E.g., all supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems and are required to keep the information confidential.
We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties except which is permitted per our Privacy Policy. This practice does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.
We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect our’s or others’ rights, property, or safety. However, we may provide non-personally identifiable visitor information to other parties for marketing, advertising, or other uses.
Contacting the Website
If you have any questions about this TOS statement, the practices of this site, or your dealings with this website, you can contact us at support@lifeovercoffee.com or write us at The Life Over Coffee, 8595 Pelham Rd Ste 400 #406, Greenville SC 29615, United States
Statement of Faith
You can read our statement of faith by clicking, What We Believe.
Privacy
You can read our Privacy Policy here.
Membership Payment
Each member is set up on recurring billing and will be charged on a monthly, yearly, or bi-yearly cycle, depending on the individual Member’s plan. If you wish to cancel your membership, you are welcome to do so anytime. You can contact us here.
Sharing
You can share our articles with your family and friends or in counseling or discipleship situations.
User IDs and Passwords Responsibility
Once you have chosen your user ID (username), we cannot change it. We keep track of each ID; if you have forgotten yours, you can contact us here, and we will send it to you. We do not keep track of passwords. If you have forgotten your password, you may change it.
TOS Modifications
We reserve the right to change the terms of this Terms of Service occasionally. We will post any changes here, so please check back periodically. Your continued use of our website after any change has been posted constitutes acceptance of the change to this Terms of Service. This privacy policy was last updated on July 07, 2023.